A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism.
'Buyers should be provided either a fixed possession date or a firm date for the start of construction.'
Younger investors with long investment horizons may continue their SIPs.
'If gold's recent surge has increased its allocation beyond 15 per cent in your portfolio, now may be a good time to rebalance.'
Invest in these funds through the SIP route with at least a seven-year horizon.
'Once filed, it cannot be revised or rectified.'
'The increase in the limit for TDS on interest to Rs 1 lakh will ensure greater cash flow in the hands of senior citizens.'
The ideal time to invest in sector funds, is during a downturn so that investors can capitalise on a turnaround in 1.5 to 2 years.
Largecap companies are generally less vulnerable to economic slowdowns than their mid- and smallcap counterparts.
Purchase health insurance early while you are disease-free. 'It might become very difficult to get a comprehensive health cover for someone who has already had cancer.'
'If the markets correct further, PSU stocks could continue to decline.'
'One should not invest more than 5 to 10 per cent of their overall portfolio exposure in global or international funds.'
When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.
Regularly monitor your account for any suspicious activity. Keep your devices updated with the latest security patches to prevent vulnerabilities. Ensure the physical wallet you use is stored securely to avoid loss or theft.
'Asset allocation should change only if your goals, life situation, or risk profile have changed.'
New investors should gradually build a 5 to 10 per cent allocation to gold.
Goldman Sachs expects gold to reach $3,150 per ounce in the international market by December 2025, up around 19.1 per cent from its current level of $2,645, according to a recent report in Business Standard. Domestically, gold is trading at Rs 76,018 per 10 grams after delivering a remarkable 21.9 per cent return in the past year.
Link your UPI app to a separate bank account or wallet that has only a limited sum.
'Investors may have made money in mid and smallcaps due to market momentum, but now they need to focus on fundamentals.'
Returns of liquid funds are meant only for the short term and don't help investors create wealth over the long term, as equity funds do.
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